How do Joe Biden, Kamala Harris, Pete Buttigieg, and other Democratic candidates plan on sinking Elizabeth Warren and Bernie Sanders? By highlighting how their radical Medicare-for-All proposals are several steps too far to the left for America and by offering “lighter” versions of their semi-popular healthcare plans. But there’s a problem with their proposals. All of them will lead to the same conclusion – single-payer healthcare – and all of them may actually be more damaging to the economy along the way.
This is saying a lot since the $32 trillion Medicare-for-All is an absolute existential threat to the United States economy. How could these lighter versions be worse?
Before we answer that, let’s look at what would happen if Buttigieg’s Medicare-for-All-Who-Wants-It, Biden’s Obamacare 2.0, or Harris’s Medicare-for-All plus private supplements ever become law in America. They all come at it from different angles, but what they’re describing is a public option for health insurance that would be taxpayer-funded and remove the out-of-pocket expenses from those who choose to take it instead of a private healthcare plan. This sounds reasonable to many Americans who want health insurance available to everyone, even those who cannot afford it, but who do not want to lose their own health insurance.
But what nobody’s mentioning is that the holes in a public option create problems for everyone, including:
- Dichotomous healthcare services. There will be “good” healthcare offered to those with private insurance and “bad” healthcare offered to those taking the public option. We see this in action with the VA, which was intended to offer superior services to veterans. But the opposite has been proven to be the case. When government injects itself as an option against the private market, invariably the solutions they present are unambiguously inferior to the private variations. Americans will not be told of this dichotomy. Instead, they will find out when it’s too late that the healthcare they’re receiving is horrible compared to what they would have received under the private market option.
- Increased costs across the board. What does a public option mean for the private market? Fewer customers. Fewer businesses enticing employees with health insurance benefits. Fewer healthy people paying for healthcare while higher-cost participants make private insurance more expensive for everyone. As for those on the public option, their acceptance of taxpayer-funded health insurance will, of course, drive up taxes for nearly everyone, including the middle class that nobody seems to want to admit will get hit with these taxes.
- An eventual shift towards single-payer. As private health insurance becomes less lucrative and eventually becomes a money-loser, companies will start pulling out. We already saw this without the public option in Obamacare. Throw in a public option and it eventually becomes cost-prohibitive to offer anything other than supplemental insurance for uncovered procedures such as cosmetic surgery. The public option will become single payer by default within 3-5 years after it’s launched.
Nobody outside of the health insurance industry likes the health insurance industry, but over a hundred million Americans rely on this industry to keep themselves and their families from paying the extremely high costs for medical care. The combination of health insurance driving medical expenses and a government driving the health insurance industry has resulted in diapers costing $20 each after birth. They know most American will not care about the details as long as they’re not paying for it out of pocket, so they can encourage hospitals and doctors to charge outrageous rates. This all changes for the worst once single-payer is in place.
Back to the original premise – these “lighter” options could actually be worse for America than full-blown and immediate Medicare-for-All. With the latter, everything is upfront. They will tax us at extremely high rates to pay for their pet project. It will be horrible. But it will be understood from the beginning. With the half-measures proposed by the “moderates” in the group, the way it all pans out will be in a constant state of radical evolution. Prices will fluctuate so rapidly that changes will need to be made on the fly. It’s like inserting a knife into our backs slowly instead of just plunging it right in. The constant tearing of tissues over time may make us bleed out faster than if they just stabbed us quickly.
The various public option proposals are all single-payer-in-training. They will invariably become Medicare-for-All because private insurance will die a slow death as a result. Meanwhile, our healthcare quality and economy will die much more rapidly.
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