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Dear Washington: It’s premiums, stupid

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President Trump remarked a few months ago that health care is incredibly complicated. His first clue should have been that medical doctors have to go to school and serve as interns for a very long time before they’re allowed to practice by themselves.

Guaranteeing 20 million people who wouldn’t buy health insurance get it, in exchange for millions of families who desperately need affordable health insurance to pay for their care not being able to afford premiums is wrong-headed and stupid.

His second clue should have been that most people, upon arrival at a health care facility, have to endure running the gauntlet of check-in procedures, insurance cards, co-pays, and forms required for HIPAA and other federal laws. But billionaires who were born with silver spoons hanging from Sikorsky helicopters don’t worry about such things.

In the days of Marcus Welby, M.D.-style medicine, you would call the doctor, and the doctor would come, with a black medical bag. That’s only possible now if (a) you and the doctor are close, warm, personal friends, or (b) you’re rich. The rich can buy pretty much anything they want except good health. Even billionaires get sick, and if there’s one doctor on the planet who can help them, that man can still say “no.” Or he can say “yes, pay me” and the billionaire still dies.

Nobody can buy more life with money. It’s not what economists would call a fungible good. So, yes, it’s complicated.

But in America, we’ve taken complicated to Byzantine levels. We’ve got medical providers—the person who actually sees you; then there’s the medical facility or practice; there’s the administrative group that handles records and billing for the facility; there’s the insurance carrier; and there’s the ever-looming federal government.

The nanny state.

The process of obtaining “health care” is needlessly complicated by a government fixated on as many people as possible participating in a risk-sharing system known as health insurance. The ACA, “Obamacare,” grafted a massive government Medicaid program onto the existing health insurance market, and killed it.

Insurance company after company have withdrawn from state markets because they can’t afford to pay the claims. And people who used to get insurance from their employers at reasonable premiums now can’t afford the coverage. That’s because Obamacare mandated minimum coverages, required insurers to accept pre-existing conditions (like selling fire insurance on an already-torched house), and failed to get enough young, well people into the risk pool to cover the expenses.

This despite the fact that health insurance was required on penalty of hefty fines. But fines only deter to a degree. I read a story a while ago about how Rhode Island charged so much to register a tractor trailer to legally drive through the state that it was cheaper to pay the fines if you’re caught. I think you can guess the result of that. Similarly, people who can’t afford Obamacare premiums and 20 percent increases took their chances with the IRS.

Now President Trump did away with the IRS fines. And the U.S. Senate is about to pass some kind of health care reform, after the House of Representatives passed their version. While Senators and Congressmen argue over funding for Planned Parenthood and tax credits, and the number of people who will “lose health care,” a lot of folks who actually need health insurance aren’t insured because they can’t pay for it.

Don’t get me wrong, I am pro-life, and I care about giving a half billion dollars to abortionists. We shouldn’t do it. But on the other hand, our government has it totally wrong about health care. People without health insurance don’t lose health care. Health insurance should be a purely voluntary risk decision, which insurance companies are very well able to deal with.

It’s not the government’s responsibility to ensure everyone has equal health care. That’s because it’s impossible—remember, life is not a fungible good, and even billionaires get sick and die. The only way to ensure everyone gets equal health care is to ensure nobody gets it, so we all get zero. We are headed that way.

Government should have one goal. They should get out of the way. Provide what’s needed for those in genuine need, and ration it if necessary. For everyone else, let the market rule so premiums can decline. Keep drug companies from making obscene profit from patents for the public good, and that’s it.

We’re tired of the nanny state. A note to Washington lawmakers from Americans: It’s the premiums, stupid.

Guns and Crime

ICE gets media beating for taking illegal immigrant into custody over Mexican homicide warrant

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ICE gets media beating for taking illegal immigrant into custody over Mexican homicide warrant

It’s the type of story the media craves. An illegal immigrant, Joel Arrona-Lara, who “hasn’t done anything wrong” was detained by ICE agents while transporting his pregnant wife to the hospital. She ended up having to drive herself the rest of the way before delivering their son.

The spin is predictable. They skim over the fact that he has an arrest warrant in Mexico for homicide while putting all the focus on his wife’s dilemma. They even attempt to cast doubt on the warrant because the lawyer for the family says he couldn’t find a record of the warrant. This last part is most peculiar because it would be simple for a major media outlet to confirm the existence of the warrant. They did, of course, but they won’t report that when they have a better quote from the lawyer denying its existence.

Eventually details will emerge about the warrant, but not until the media inflicts as much damage as possible on ICE and anyone in favor of legal immigration being the proper way to enter the country.

Here’s the story. If you click through, you’ll even get a link at the bottom to the family’s new GoFundMe page:

ICE Detains Man Driving Pregnant Wife To Deliver Baby, Says He Is Wanted For Homicide In Mexico

https://losangeles.cbslocal.com/2018/08/18/joel-arrona-detained-by-ice-san-bernardino-driving-wife-to-deliver-baby/Her husband Joel Arrona-Lara was driving his wife to the hospital for a scheduled Cesarean section Wednesday afternoon when they had to stop to get gas. That’s when their car was approached by two SUVs. Maria said they were officers with Immigration and Customs Enforcement.

The mother of five was then asked to show her identification and complied. When the agents asked Arrona-Lara, the couple said he didn’t have the ID on him, but that they lived nearby and could go get it for them. The agents then asked Arrona-Lara to exit the vehicle, searched the car for weapons, and put Arrona into custody, leaving Maria alone at the gas station.

My take

There’s no doubt the circumstances surrounding all of this are unfortunate. Pregnant wives should not have to drive themselves to the hospital for a scheduled C-section. On the other hand, suspected murderers shouldn’t be entering the country in the first place. That point won’t be mentioned by mainstream media.

ICE has a responsibility to take people like Arrona-Lara into custody so it can be determined whether or not they should be deported. There may have even been a certain degree of leeway given had there been no records other than his status as an illegal immigrant, but being a suspected murderer with an arrest warrant took away any chance at leeway. The ICE agents did the right thing.

As a legal immigrant, I have no sympathy for those who cheat the system and break our laws. Blaming the ICE agents for doing their job correctly in order to keep us safe is the type of insanity mainstream media loves to sell us.

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Democrats

The real reason Ocasio-Cortez is afraid of the press

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The real reason Ocasio-Cortez is afraid of the press

For at least the second time, reporters were barred from covering an event featuring Socialist Democratic darling Alexandria Ocasio-Cortez. The campaign’s reason: we want attendees to feel comfortable since there’s so much national press covering her.

This is an absolutely ridiculous excuse, of course. Nobody goes to a campaign event without knowing the press will (should) be there. It doesn’t make them less comfortable and may actually give some a sense of security knowing the answers to their questions will be judged by more than the audience at hand. That’s one of the reasons for the press in the first place, to give information about an event to people who cannot attend.

Instead, the press is getting another roadblock:

Ocasio-Cortez bans press from covering campaign event

http://www.foxnews.com/politics/2018/08/17/ocasio-cortez-bans-press-from-covering-campaign-event.htmlAlexandria Ocasio-Cortez, the Democratic socialist star running for New York’s 14th congressional district, is facing criticism after her campaign banned journalists from covering a town hall meeting with voters this week.

The Queens Chronicle, a local news outlet, reported that the campaign for the 28-year-old progressive prevented reporters from attending a campaign event in Corona on Sunday, even though it was open to the rest of the public. The campaign reportedly barred reporters from a prior event as well.

It’s conspicuous that a local publication was barred because it runs contrary to the narrative the campaign is trying to sell. So why is she being hidden from reporters at these types of events?

My Take

It’s clear that her exposure is her best friend and worst enemy. Being talked about is a politician’s best friend on the campaign trail, but it also offers a risk of failure. This is most common in events like the town hall meetings she is holding because she’ll be forced to think on her feet.

What if she can’t think on her feet? What if her answers when placed in an unscripted situation the type of answers many would expect from an inexperienced socialist?

Until she’s ready to handle the pressure of having press cover these events, she won’t be ready to hold public office at this level. The House of Representatives isn’t for people who need to be protected from their own answers.

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Culture and Religion

Ken Ham on how science confirms the Bible

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Ken Ham on how science confirms the Bible

One of my biggest pet peeves is the attempt by atheists to use “science” to disprove the Bible. It’s unfortunate on many levels, not the least of which being Pascal’s Wager, but the strangest part is how much of science must be ignored in order to make the claim a Biblical worldview runs counter to modern science.

Some may object to this topic being part of mostly political news site, but it’s been more widely covered in recent years by liberal sites attempting to paint the Biblical worldview in a negative light, so it’s good to give equal time to the counterarguments.

There are better videos than Ken Ham’s discussion on the topic, but few are more easily understood. It’s well worth the hour.

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